Small businesses are the life’s blood of any community – these products aim to tap into underestimated communities, so that we can all benefit from the innovation and richness and RISE TOGETHER.

Business Lending Program

Financing your business often means having strong credit. However, we understand the systemic obstacles that so many Black, Indigenous and entrepreneurs of color face in building that credit.
The OHFI Credit Boost Business Loan is our simple solution crafted for new and existing businesses facing credit challenges. Our goal is to provide swift access to essential funds, enabling your business to address immediate financial needs and thrive despite credit hurdles. Ready to give your business the quick boost it deserves? Apply for Credit Boost today and secure the funds you need to propel your business forward.

Launch Loan

Entrepreneurs of color are much less likely to receive bank loans than white entrepreneurs. And yet, we know your business idea is on point. You just need someone to believe in your vision and the capital to get it off the ground.
Fuel your business dreams with our Launch Loan, offering $1,000 to $5,000 in startup funds. Quick approval, minimal paperwork, and tailored for small and micro businesses, it’s the boost your business venture needs to take off. Apply today and propel your innovation forward.

Strive Smart Business Loan

The majority of people of color-owned businesses are committed to making a positive social impact in their communities. When your business succeeds, we all succeed.

Offering $5,000 to $50,000, our Strive Smart Business Loan is designed for both new and existing clients to fuel your ambitions and achieve your business goals. With competitive terms and a commitment to your success, Strive Smart is the partner you need to help your business make smart choices while making a major impact. Apply today.

Prosper Plus Business Loan

You are ready to level up your business but you can’t do it alone. You need a strong team and stable operations for your business to grow and prosper.

Unlock the full potential of your business with the Prosper Plus Business Loan. Designed for current businesses seeking to expand and thrive, this loan provides the essential funds—$50,000 to $250,000—for strategic growth. Whether it’s expanding your team, increasing inventory, or seizing new opportunities, Prosper Plus empowers your business to move to the next level. Enjoy competitive rates, flexible terms, and propel your success to new heights. Apply today and take the next step towards a prosperous future.

Flex Capital Line

Being an entrepreneur is a wild ride. It means knowing how to navigate the rough sea of uncertainty like a boss. Having access to a reliable source of capital is an essential tool on this journey.

The OHFI Flex Capital Line of Credit is a dynamic solution for new and existing clients in pursuit of flexible funding options. Offering $2,000 to $50,000, our versatile credit line offers the adaptability your business needs in unchartered waters. With competitive rates and tailored repayment terms, Flex Capital Line of Credit is your key to handling any challenge that comes your way. Apply today.

Start building today – connect with one of our Hope Navigators.

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