Credit Boost for Consumers Program

Smart Borrow

Introducing OHFI’s Smart Borrow Loan – the intelligent solution for consumers seeking an affordable alternative to payday loans, specifically designed for those with credit challenges. Our Smart Borrow program prioritizes simplicity, speed, and accessibility, ensuring a hassle-free borrowing experience for every client.

Key Features:

  • Affordability: Smart Borrow is crafted to provide a cost-effective alternative to traditional payday loans, easing the financial burden for clients with credit issues.
  • Speedy Access: We understand the urgency of financial needs. With Smart Borrow, gain quick access to funds, ensuring a swift resolution to your financial challenges.
  • Credit-Friendly: Tailored for clients with credit issues, Smart Borrow focuses on your current financial situation rather than dwelling on the past. We believe in fair opportunities for everyone.
  • Easy Application: Borrow smart with our straightforward application process. Save time and stress with a user-friendly interface that simplifies the entire borrowing journey.

Choose OHFI’s Smart Borrow Loan for a smarter, faster, and more accessible way to address your financial needs. We’re committed to helping you navigate through challenges and achieve financial well-being.

Payday Loan Rescue
Introducing OHFI’s Payday Loan Rescue – your lifeline for escaping the clutches of high-interest payday loans. Crafted especially for clients grappling with credit challenges, our Payday Loan Rescue program offers a swift, accessible, and credit-friendly solution.

Key Features:

  • Refinance Relief: Say goodbye to sky-high interest rates! OHFI’s Payday Loan Rescue is your ticket to refinancing, providing a more manageable and affordable repayment plan.
  • Credit-Considerate: We understand that credit issues shouldn’t be a roadblock to financial relief. Our program is tailored to consider your current financial status, offering a fair chance for those facing credit challenges.
  • Speedy Access: Time is of the essence, and we prioritize your urgency. Access funds quickly with our streamlined process, ensuring a rapid escape from the payday loan cycle.
  • Easy Accessibility: Navigating financial challenges should be straightforward. With OHFI’s Payday Loan Rescue, experience an easy and accessible application process, designed to bring you financial ease without unnecessary complications.

Choose OHFI’s Payday Loan Rescue to refinance your payday loans intelligently, gain control over your finances, and pave the way to a brighter, credit-friendly future. Fast, easy, and accessible – because your financial rescue should be as simple as it is effective.

Business Lending Program

Credit Boost 

Financing your business often means having strong credit. However, we understand the systemic obstacles that so many Black, Indigenous and entrepreneurs of color face in building that credit. 

The OHFI Credit Boost Business Loan is our simple solution crafted for new and existing businesses facing credit challenges. Our goal is to provide swift access to essential funds, enabling your business to address immediate financial needs and thrive despite credit hurdles. Ready to give your business the quick boost it deserves? Apply for Credit Boost today and secure the funds you need to propel your business forward.


Launch Loan 

Entrepreneurs of color are much less likely to receive bank loans than white entrepreneurs. And yet, we know your business idea is on point. You just need someone to believe in your vision and the capital to get it off the ground. 

Fuel your business dreams with our Launch Loan, offering $1,000 to $5,000 in startup funds. Quick approval, minimal paperwork, and tailored for small and micro businesses, it’s the boost your business venture needs to take off. Apply today and propel your innovation forward.


Strive Smart Business Loan

The majority of people of color-owned businesses are committed to making a positive social impact in their communities. When your business succeeds, we all succeed. 

Offering $5,000 to $50,000, our Strive Smart Business Loan is designed for both new and existing clients to fuel your ambitions and achieve your business goals. With competitive terms and a commitment to your success, Strive Smart is the partner you need to help your business make smart choices while making a major impact. Apply today.


Prosper Plus Business Loan


You are ready to level up your business but you can’t do it alone. You need a strong team and stable operations for your business to grow and prosper. 

Unlock the full potential of your business with the Prosper Plus Business Loan. Designed for current businesses seeking to expand and thrive, this loan provides the essential funds—$50,000 to $250,000—for strategic growth. Whether it’s expanding your team, increasing inventory, or seizing new opportunities, Prosper Plus empowers your business to move to the next level. Enjoy competitive rates, flexible terms, and propel your success to new heights. Apply today and take the next step towards a prosperous future.


Flex Capital Line


Being an entrepreneur is a wild ride. It means knowing how to navigate the rough sea of uncertainty like a boss. Having access to a reliable source of capital is an essential tool on this journey.

The OHFI Flex Capital Line of Credit is a dynamic solution for new and existing clients in pursuit of flexible funding options. Offering $2,000 to $50,000, our versatile credit line offers the adaptability your business needs in unchartered waters. With competitive rates and tailored repayment terms, Flex Capital Line of Credit is your key to handling any challenge that comes your way. Apply today.


Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.